In the UK the National Health Service (NHS) has set up a “stress-busting” phone line for people worried about money during the credit crunch (example above). Health workers will take calls from people who are depressed by fruitless job hunting, anxious about losing work or stressed about bills they can’t pay. The service is designed to give mental health advice as well as practical help and information about debt, housing and employment. Instead of spending money this way, the government might do better to force the people causing the stress, the greedy bankers, to relieve it by lending again at reasonable rates to businesses and individuals instead of withdrawing overdrafts, repossessing homes, closing down businesses and profiteering at a time where everyone is at their most vulnerable.